Source: Bajaj Finserv investor presentation

Source: Link

Spend less than you earn. Take free money when offered: company, government, etc. Know what you own, i.e. avoid complex investments. Your benchmark isn’t the S&P 500, it’s the ability to fund your goals. The less you spend on investment fees the more you keep. Insure against potentially devastating risks. Avoid lifestyle creep and keeping up with the Joneses. Invest in yourself (career, education, hobbies). Borrow prudently, pay off quickly. Avoid credit card debt at all costs. Personal finance IS personal. What works for you may not work for someone else. Money carries emotional baggage for everyone. Awareness is a good first step.

Good read: Link

Today's good read: Link

In 1999 Nokia, Alcatel and Lucent were each considered world-beaters with a combined market cap in excess of $500 billion. Today they are one company worth about $33 billion.

Some numbers: Estimated 50% contraction in GDP and seven-digit annualized inflation growth. Estimated 3.4 million, or 10% of the population, have fled the country. The average Venezuelan lost 24 pounds in calendar year 2017. Source:  Venezuela Crisis

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